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Debt Funds

PGIM India Liquid Fund

NAV as on 27 Feb 2025

₹335.9282

0.01%

Benchmark

CRISIL Liquid Debt A-I Index

Risk

Low To Moderate

AUM as on 31 Jan 2025

₹423.85 Cr

Date of Inception

05 Sep 2007

Expense Ratio (27 Feb 2025)

0.12%

Ideal Holding Period

7 Days+

₹1 Lakh invested

Over last :

Invested as :

Fund Returns

Annual Returns*

6.89%

Current Value

₹3,19,198

Benchmark Returns

6.76%

₹3,12,503

*Returns are CAGR - Compounded Annual Growth Rate

The performance provided is for Direct Plan - Growth Option.

The above returns are as on date 31 Jan 2025

Fund Returns

Annual Returns*

6.89%

Current value

₹3,19,198

Benchmark Returns*

6.76%

Current value

₹3,12,503

*Returns are CAGR - Compounded Annual Growth Rate

The performance provided is for Direct Plan - Growth Option.

The above returns are as on date 31 Jan 2025

Exit Load

Nil

Minimum Investment

SIP : ₹1,000 | Lumpsum : ₹5,000

Portfolio Holdings as on 31 Jan 2025

Asset Allocation

A1+ - 62.05%

Sovereign - 16.76%

AAA - 11.28%

AA+ - 5.01%

Cash and Cash Equivalents - 4.39%

Debt - 0.51%

Top holdings

5.9943% LIC HSG FIN TR 418 NCD 12-03-25

6.20 %

ADITYA BIRLA MONEY CP RED 20-02-2025

5.87 %

AXIS BANK LTD CD RED 21-02-2025

5.87 %

91 DAYS TBILL RED 27-02-2025

5.87 %

BANK OF BARODA CD RED 03-03-2025

5.86 %

Top Sectors

Financial Services

67.78 %

Sovereign

16.76 %

Media, Entertainment & Publication

5.85 %

Construction

4.71 %

Others

4.34 %

Quantitative Indicators

Standard Deviation

0.00

Sharpe ratio

0.00

Beta

0.00

Portfolio Turnover

0.00%

Yield to Maturity

7.28%

Modified Duration

1.1 Months

Portfolio Macaulay Duration

1.2 Months

Average Maturity

1.2 Months

Performance

Historical Returns

Historical Returns Calculator

Historical Returns as of January 31, 2025 with lumpsum investment of ₹10,000

PGIM India Liquid Fund

Returns ^

Value*

CRISIL Liquid Debt A-I Index**

Returns ^

Value*

CRISIL 1 Year T-Bill Index#

Returns ^

Value*

7 Days

7.28%

₹

10,014

7.15 %

₹

10,014

7.70 %

₹

10,015

15 Days

6.96%

₹

10,029

6.92 %

₹

10,028

8.66 %

₹

10,036

30 Days

7.02%

₹

10,058

6.94 %

₹

10,057

7.90 %

₹

10,065

1 Year

7.43%

₹

10,745

7.27 %

₹

10,729

7.51 %

₹

10,753

3 Years

6.61%

₹

12,120

6.56 %

₹

12,102

6.32 %

₹

12,021

5 Years

5.47%

₹

13,056

5.45 %

₹

13,039

5.60 %

₹

13,134

Since Inception

6.89%

₹

22,383

6.76 %

₹

22,047

6.50 %

₹

21,414

Date of Inception: Direct Plan: September 05, 2007.
^Above returns are CAGR - Compounded Annual Growth Rate.
** Scheme Benchmark. # Standard Benchmark. *Based on standard investment of Rs.10,000 made at the beginning of the relevant period.
Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments.
Different plans have a different expense structure. The above returns are as on January 31, 2025.
The performance provided is for Direct Plan - Growth Option.

Fund Managers

Bhupesh Kalyani

18 years of experience

View Profile

Puneet Pal

21 years of experience

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Fund Details

Investment Objective

To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee/indicate any returns

Fund Type

An open ended liquid scheme. A relatively low interest rate risk and moderate credit risk scheme.

Investment Strategy

PGIM India Liquid Fund seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. Portfolio managers will manage portfolios based on the outlook on interest rates and liquidity etc. Such outlook will be developed by in-house assessment of various macro factors like economic growth, inflation, credit pick-up, liquidity and other such factors as considered relevant. Portfolio managers will actively monitor and review markets and portfolios so that necessary rebalancing of the portfolios can be done. The portfolio comprises securities with a residual maturity of less than 91 days.

Fund Documents

KIM

SID

Scheme Summary Document

Product Literature

Fund Dashboard

Riskometer

This product is suitable for investors who are seeking*:

Liquidity and generate income in the short term
Investment in debt and money market securities with maturity upto 91 days only
Degree of risk – LOW TO MODERATE.

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Scheme Riskometer

The risk of the scheme is Low To Moderate

Benchmark Riskometer

CRISIL Liquid Debt A-I Index
The risk of the Benchmark is
Low to Moderate

CRISIL Liquid Debt A-I Index
The risk of the Benchmark is Low to Moderate

Potential Risk Class

Credit Risk

Interest Rate Risk

Relatively Low
(Class A)

Moderate
(Class B)

Relatively High
(Class C)

Relatively Low (Class I)

B-I

Moderate (Class II)

Relatively High (Class III)

B-I is the potential risk class matrix of PGIM India Liquid Fund based on interest rate & credit risk.

A Potential Risk Class matrix consists of parameters based on maximum interest rate risk (measured by Macaulay Duration (MD) of the scheme) and maximum credit risk (measured by Credit Risk Value (CRV) of the scheme).