PGIM India Small Cap Fund
For Exits beyond 90 days from date of allotment of units: NIL.
- Date of Inception: Direct Plan: July 29, 2021.
- ^Above returns are CAGR - Compounded Annual Growth Rate.
- ** Scheme Benchmark. # Standard Benchmark. *Based on standard investment of Rs.10,000 made at the beginning of the relevant period.
- Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments.
- Different plans have a different expense structure. The above returns are as on January 31, 2025.
- The performance provided is for Direct Plan - Growth Option.
The Fund seeks to capture opportunities available in the small cap segment. Small Cap companies are companies which have a market capitalization of less than the 250th listed company in terms of market capitalization, as declared by AMFI.
The fund shall invest a minimum of 65% of its corpus in the small cap companies. The scheme may also seek to participate in the growth of other equity and equity related instruments in order to achieve optimal portfolio construction.
The portfolio will be built utilizing a combination of the top-down and bottom-up portfolio construction process, focusing on the fundamentals of each stock, including quality of management. The fund manager will aim to build a diversified portfolio with exposure across sectors, given the fact that small cap stocks present a much wider universe compared to Large and Midcap listed universe.
The Scheme may also invest a certain portion of its corpus in debt and money market securities. Investment in debt securities will be guided by credit quality, liquidity, interest rates and their outlook.
The Scheme may invest in other scheme(s) managed by the AMC or in the scheme(s) of any other mutual fund, provided it is in conformity with the investment objectives of the Scheme and in terms of the prevailing Regulations.
Small Cap firms have the potential to grow into bigger companies over the long term. Since they are under-researched and under-owned, the opportunity to identify good companies is abundant. As small companies are nimble and can take advantage of new opportunities faster, they can introduce new products, enter into new market segments and may grow their revenues faster as compared to Large Cap firms.
Small Cap Companies shall be 251st company onwards in terms of full market capitalization as per the list prepared by AMFI. (For more details on asset allocation, please refer SID and KIM)
PGIM India Small Cap Fund invests a minimum of 65% of its corpus in Equity and Equity related instruments of Small Cap companies. Small Cap Companies shall be 251st company onwards in terms of full market capitalization as per the list prepared by AMFI. (For more details on asset allocation, please refer SID and KIM)
The fund scouts for companies that may have good growth potential, are run by quality management, have a strong track record, and good financials. The fund holds a diverse set of fast-growing, innovative companies across sectors.
At least five years and more.
- Potential for higher growth
- Opportunity to invest in varied businesses
- Invest in leaders of tomorrow
- Invest in less popular stocks
You can invest through multiple options:
- Website: You can invest through PGIM India Website by creating your profile and submitting identity details, and bank account information, and becoming KYC compliant.
- RIA/MFD: You can also invest through a Registered Investment Adviser or Mutual Fund distributor registered with SEBI/AMFI.
- Industry Portal: You can also invest through MF Utility or MF Central portals.
- Do consult your financial advisor before investing to understand if the fund fits into your risk profile.
- You can invest in lumpsum as well as through the SIP mode.
- The minimum application amount is Rs 5,000 for a lump sum and Rs 1,000 for additional investment.
- You need to commit at least 5 instalments (monthly or quarterly) of Rs 1,000 per instalment through SIP.
Investing via SIP helps you accumulate more units when markets fall. You can decide to allocate lumpsum or SIP as per your cash flows. When valuations are high, it is advisable to stagger your investments.
- SIP: Any date of the month or quarter, as applicable.
- STP: Daily, Weekly, Monthly and Quarterly. 5 instalments of Rs.1,000/- and in multiples of Rs.1/-.
- SWP: Monthly, Quarterly and Annually.
Investments redeemed on or after 23rd July 2024.
- Holding Period (To qualify for LTCG): 12 months
- Short Term Capital Gains Tax: 20%
- Long Term Capital Gains Tax: 12.5% (with an exemption up to INR 1.25 lakhs)
Plus surcharge and cess as may be applicable on the above rates.
- Capital appreciation over a long period of time.
- Investment in equity and equity related instruments of small companies.
- Degree of risk – Very HIGH.
The risk of the Benchmark is
Very High
The risk of the Benchmark is Very High
