PGIM India Equity Savings Fund
HYBRID
HYBRID
An Open Ended Scheme investing in equity, arbitrage and debt
NAV as on 27 Feb 2025
₹53.4013
0.01%
Benchmark
NIFTY Equity Savings Index
Risk
Low To Moderate
AUM as on 31 Jan 2025
₹69.95 Cr
Date of Inception
05 Feb 2004
Expense Ratio (27 Feb 2025)
0.54%
Ideal Holding Period
2 Years+
₹1 Lakh invested
Over last :
Since Inception
Invested as :
Lumpsum
Fund Returns
Annual Returns*
9.01%
Current Value
₹6,12,203
Benchmark Returns
9.47%
₹6,68,814
*Returns are CAGR - Compounded Annual Growth Rate
The performance provided is for Direct Plan - Growth Option.
The above returns are as on date 31 Jan 2025
Fund Returns
Annual Returns*
9.01%
Current value
₹6,12,203
Benchmark Returns*
9.47%
Current value
₹6,68,814
*Returns are CAGR - Compounded Annual Growth Rate
The performance provided is for Direct Plan - Growth Option.
The above returns are as on date 31 Jan 2025
Exit Load
Nil
Minimum Investment
SIP : ₹1,000 | Lumpsum : ₹5,000
Portfolio Holdings as on 31 Jan 2025
Asset Allocation
Hedged Equity - 69.16%
Debt - 16.43%
Cash and Cash Equivalents - 11.30%
AAA - 3.11%
Quantitative Indicators
Standard Deviation
0.02
Sharpe ratio
0.04
Beta
0.44
Portfolio Turnover
0.36%
Yield to Maturity
0.00%
Quantitative Indicators
Standard Deviation
0.02
Sharpe ratio
0.04
Beta
0.44
Portfolio Turnover
0.36%
Yield to Maturity
0.00%
Performance
Historical Returns
Historical Returns Calculator
Historical Returns as of January 31, 2025 with lumpsum investment of ₹10,000
PGIM India Equity Savings Fund
Returns ^
Value*
NIFTY Equity Savings Index**
Returns ^
Value*
CRISIL 10 Year Gilt Index#
Returns ^
Value*
1 Year
7.62%
₹
10,764 8.63 %
₹
10,866 9.77 %
₹
10,980 3 Years
7.05%
₹
12,271 8.70 %
₹
12,846 6.62 %
₹
12,121 5 Years
8.38%
₹
14,961 9.89 %
₹
16,034 5.77 %
₹
13,244 Since Inception
9.01%
₹
28,363 9.47 %
₹
29,860 6.60 %
₹
21,669 - Date of Inception: Direct Plan: February 05, 2004.
- ^Above returns are CAGR - Compounded Annual Growth Rate.
- ** Scheme Benchmark. # Standard Benchmark. *Based on standard investment of Rs.10,000 made at the beginning of the relevant period.
- Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments.
- Different plans have a different expense structure. The above returns are as on January 31, 2025.
- The performance provided is for Direct Plan - Growth Option.
Fund Managers
A Anandha Padmanabhan
14 years of experience
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Vivek Sharma
18 years of experience
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Vinay Paharia
20 years of experience
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Puneet Pal
21 years of experience
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Fund Details
Investment Objective
The investment objective of the scheme is to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee/indicate any returns.
Fund Type
An Open Ended Scheme investing in equity, arbitrage and debt
Investment Strategy
- The scheme seeks to achieve its investment objective primarily by employing various strategies which seek to exploit available arbitrage opportunities in equity markets combined with investments in unhedged equity positions as well as debt and money market instruments.
- A top down and bottom up approach will be used to invest in equity and equity related instruments. 15% to 30% of the portfolio is invested in equity to benefit from the upside in the equity markets
- The debt allocation is actively managed and the Fund Management team may endeavor to generate returns whilst moderating credit and interest rate risk. Up to 30% of the portfolio is invested in medium to long term bonds, including G-secs, to benefit from a rally in bond prices brought about by a decline in interest rates
- About 40% to 50% of the portfolio would be invested in equity arbitrage positions to cushion the volatility in returns
About PGIM India Equity Savings Fund
Equity Savings Funds adopt a three pronged strategy of investing in a mix of equity, fixed income and arbitrage. This helps you participate in the equity upside and at the same time offers you stability through arbitrage and fixed income exposure.
What is PGIM India Equity Savings Fund?
The fund invests in a combination of equity, equity arbitrage and debt to provide an optimal mix of diversification.
Frequently Asked Questions
What is PGIM India Equity Savings Fund?
The fund invests in a combination of equity, equity arbitrage and debt to provide an optimal mix of diversification.
table HTMLHere’s the asset allocation pattern:
| Instruments | Indicative allocatios(% of total Assets) | Risk Profile | |
|---|---|---|---|
| Minimum | Maximum | ||
| A. Equity and Equity related instruments | 65% | 90% | High |
| A1. Of which Not Long Equity* | 5% | 40% | High |
| A2. Of which Equity and Equity derivates** (Only Arbitage opportunities) | 25% | 85% | High |
| B. Debt Secureties and Money Markets Instruments (including investments in securitiezd debt) | 10% | 35% | Low to Medium |
| C. Of Units issued by InVITs And REITs | 0% | 10% | Medium to High |
Why you should invest in PGIM India Equity Savings Fund?
- If you are looking for a relatively low to moderate risk solution and the same time participate in equity, PGIM India Equity Savings Fund may be ideal for this goal.
- Disciplined asset allocation ensures that regular profit booking happens in the asset class which has outperformed.
- Asset allocation within a range helps define the risk-return characteristics, which can ensure discipline and resistance to emotions while investing.
Who can invest in PGIM India Equity Savings Fund?
- Investors who have a low to moderate risk profile and are looking for a limited exposure to equity can consider PGIM India Equity Savings Fund.
- Investors looking for a tax-efficient solution at a relatively lower risk.
Is PGIM India Equity Savings Fund risky?
Since the fund invests predominantly in predominantly in debt and arbitrage, it carries relatively Low to Moderate Risk. The net equity exposure is capped at 40%.
What should be ideal time horizon while investing In PGIM India Equity Savings Fund?
Investors should have an investment horizon of at least two years or above while investing in PGIM India Equity Savings Fund.
Is PGIM India Equity Savings Fund risky?
Since the fund invests predominantly in predominantly in debt and arbitrage, it carries relatively Low to Moderate Risk. The net equity exposure is capped at 40%.
How to invest in PGIM India Equity Savings Fund?
There are several options to invest.
- Website: You can invest through https://investors.pgimindiamf.com/auth/login by creating your profile and submitting identity details, and bank account information, and becoming KYC compliant.
- RIA/MFD: You can also invest through a Registered Investment Adviser or Mutual Fund distributor registered with SEBI/AMFI.
- Industry Portal: You can also invest through MF Utility or MF Central portals.
Do consult your financial advisor before investing to understand if the fund fits into your risk profile.
Can I invest through SIP and lumpsum mode in PGIM India Equity Savings Fund?
- You can invest lumpsum as well as through SIP mode.
- The minimum application amount under this fund is Rs 5,000 for a lumpsum transaction. You can invest a minimum of Rs 1,000 as additional investment.
- You need to commit at least 5 installments (monthly or quarterly) with a minimum of Rs 1,000 per installment if you invest through SIP.
Should you invest lumpsum or through SIP in PGIM India Equity Savings Fund?
The decision to invest through SIP or lumpsum depends on your cash flows. If you have regular cash flow, it is advisable to invest through SIP. Investing through lumpsum option is also ideal as the fund has the in-built flexibility to maintain the right mix between equity and debt so that your equity exposure is not too high when valuations are stretched.
What frequency/dates are allowed for Systematic Investment Plan (SIP), Systematic Transfer Plan (STP) and Systematic Withdrawal Plan (SWP) transactions in PGIM India Equity Savings Fund?
SWP Transaction Dates
- Monthly, Quarterly & Annual : Any date
- Minimum no. of installments and Minimum amount per installment: Monthly, Quarterly & Annual : 5 (five) installments of Rs 1,000 each Monthly, Quarterly & Annual: 5 installments of Rs 1,000 each
- Mode of Payment: Monthly, Quarterly & Annual (as chosen by unitholder)
Fund Documents
KIM
SID
Scheme Summary Document
Product Literature
Product Presentation
Fund Dashboard
Riskometer
This product is suitable for investors who are seeking*:
- Capital appreciation and Income distribution over the medium term
- Investment primarily in equity and equity related securities and a small allocation to debt securities
- Degree of risk – Low to Moderate
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Scheme Riskometer
The risk of the scheme is Low To Moderate
Benchmark Riskometer
NIFTY Equity Savings Index
The risk of the Benchmark is
Moderate
The risk of the Benchmark is
Moderate
NIFTY Equity Savings Index
The risk of the Benchmark is Moderate
The risk of the Benchmark is Moderate
Potential Risk Class
No records available
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